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Scott Rhoads
NMLS# 797113
Direct: (217) 942-6304
Fax: (217) 942-6208
Email: Send Email

"We are so grateful for all of your help! You have been one of the best parts of this process: Prompt, professional, helpful, and kind. Thank you!"

– Michaella T.


I've enjoyed helping hundreds of families save money on home loans for more than 20 years.

It’s surprisingly simple. We start with a conversation, I run some calculations, we discuss several choices, and it soon becomes clear that how much you pay for your home (and for how long) can have a big impact on everything else you want to do. A home loan is usually a family’s biggest financial commitment, so it’s the best place to start saving money.

I look forward to talking with you whenever you are ready. And just a few things to keep in mind:

  • It might be wise to talk about the loan before you get too far into picking the house.
  • We’re happy to check if refinancing can save you money any time. It only takes a couple of minutes, so feel free to check back often.
  • If you have young children, let’s explore ways to pay off your house before they go to college.
  • If you’re past that stage, let’s talk about how to have your house paid off by the time you retire.

We’ll talk through your options and you’ll have the information you need to make the choices that feel right for you.

Scott Rhoads, NMLS# 797113
Carrollton Bank
315 Sixth Street, Carrollton, IL  62016
Direct:  (217) 942-6304
Fax:  (217) 942-6208
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